Finanças PessoaisInvestimentos 0.01% de rentabilidade faz muita diferença? By Ghaio Finanças Pessoais 15 agosto, 20172042 views CompartilharTweet 0 Olá Pessoal, Nó vídeo dessa semana vamos estudar sobre rentabilidade e ver o quanto 0.01% pode impactar nas nossas vidas. Esse 0.01% pode ser causado também pelas taxas e tarifas. Em vídeos anteriores falamos sobre a formula da riqueza, que você pode conferir clicando aqui E um dos itens que essa fórmula contém é mais rentabilidade. As vezes não temos noção do que 0.01% pode fazer de diferença na nossa vida, por isso nós montamos essa tabela abaixo e para todas as linhas estamos levando em consideração a premissa de investimentos mensais de 300 reais. Conclusão desse vídeo é que quanto antes investirmos, quanto mais estudados , buscamos melhores produtos, maior o nosso valor no futuro e consequentemente nossa renda mensal. Clique aqui para baixar a planilha Valor por mês Taxa 10 anos 20 anos 30 anos Diferença Renda Mensal 300 0.58% 51,811.30 155,521.20 363,115.76 1,790.16 300 0.59% 52,154.68 157,804.85 371,821.33 (8,705.56) 1,864.68 300 0.60% 52,500.90 160,128.70 380,767.63 (8,946.30) 1,941.91 300 0.61% 52,850.00 162,493.51 389,961.76 (9,194.12) 2,021.95 300 0.62% 53,202.01 164,900.05 399,411.00 (9,449.24) 2,104.90 300 0.63% 53,556.93 167,349.12 409,122.87 (9,711.87) 2,190.85 300 0.64% 53,914.82 169,841.52 419,105.13 (9,982.26) 2,279.93 300 0.65% 54,275.68 172,378.09 429,365.75 (10,260.62) 2,372.25 300 0.66% 54,639.55 174,959.66 439,912.96 (10,547.21) 2,467.91 300 0.67% 55,006.45 177,587.08 450,755.25 (10,842.29) 2,567.05 300 0.68% 55,376.42 180,261.24 461,901.35 (11,146.10) 2,669.79 300 0.69% 55,749.47 182,983.03 473,360.26 (11,458.91) 2,776.26 300 0.70% 56,125.64 185,753.34 485,141.27 (11,781.01) 2,886.59 300 0.71% 56,504.96 188,573.12 497,253.94 (12,112.67) 3,000.93 300 0.72% 56,887.46 191,443.31 509,708.13 (12,454.20) 3,119.41 300 0.73% 57,273.16 194,364.87 522,514.01 (12,805.88) 3,242.20 300 0.74% 57,662.09 197,338.79 535,682.05 (13,168.04) 3,369.44 300 0.75% 58,054.28 200,366.06 549,223.04 (13,540.99) 3,501.30 300 0.76% 58,449.77 203,447.72 563,148.12 (13,925.07) 3,637.94 300 0.77% 58,848.58 206,584.80 577,468.74 (14,320.62) 3,779.53 300 0.78% 59,250.74 209,778.38 592,196.74 (14,728.00) 3,926.26 300 0.79% 59,656.28 213,029.53 607,344.29 (15,147.56) 4,078.32 300 0.80% 60,065.24 216,339.37 622,923.97 (15,579.68) 4,235.88 300 0.81% 60,477.64 219,709.01 638,948.72 (16,024.75) 4,399.16 300 0.82% 60,893.52 223,139.63 655,431.88 (16,483.17) 4,568.36 300 0.83% 61,312.91 226,632.38 672,387.23 (16,955.35) 4,743.69 300 0.84% 61,735.84 230,188.48 689,828.94 (17,441.71) 4,925.38 300 0.85% 62,162.34 233,809.13 707,771.64 (17,942.70) 5,113.65 300 0.86% 62,592.45 237,495.59 726,230.40 (18,458.76) 5,308.74 300 0.87% 63,026.20 241,249.13 745,220.77 (18,990.37) 5,510.91 300 0.88% 63,463.61 245,071.05 764,758.77 (19,538.00) 5,720.40 300 0.89% 63,904.74 248,962.67 784,860.92 (20,102.15) 5,937.47 300 0.90% 64,349.60 252,925.33 805,544.25 (20,683.33) 6,162.41 300 0.91% 64,798.24 256,960.42 826,826.32 (21,282.07) 6,395.50 300 0.92% 65,250.68 261,069.34 848,725.24 (21,898.91) 6,637.03 300 0.93% 65,706.97 265,253.52 871,259.66 (22,534.42) 6,887.31 300 0.94% 66,167.14 269,514.43 894,448.84 (23,189.18) 7,146.65 300 0.95% 66,631.22 273,853.55 918,312.62 (23,863.78) 7,415.37 300 0.96% 67,099.25 278,272.40 942,871.45 (24,558.83) 7,693.83 300 0.97% 67,571.27 282,772.53 968,146.43 (25,274.99) 7,982.37 300 0.98% 68,047.31 287,355.53 994,159.33 (26,012.89) 8,281.35 300 0.99% 68,527.41 292,023.01 1,020,932.55 (26,773.23) 8,591.15 300 1.00% 69,011.61 296,776.61 1,048,489.24 (27,556.69) 8,912.16 300 1.01% 69,499.94 301,618.02 1,076,853.24 (28,364.00) 9,244.79 300 1.02% 69,992.45 306,548.94 1,106,049.14 (29,195.90) 9,589.45 300 1.03% 70,489.16 311,571.13 1,136,102.31 (30,053.16) 9,946.58 300 1.04% 70,990.13 316,686.37 1,167,038.88 (30,936.58) 10,316.62 300 1.05% 71,495.39 321,896.47 1,198,885.84 (31,846.96) 10,700.06 300 1.06% 72,004.98 327,203.29 1,231,670.98 (32,785.14) 11,097.36 300 1.07% 72,518.93 332,608.72 1,265,422.99 (33,752.01) 11,509.02 300 1.08% 73,037.30 338,114.70 1,300,171.44 (34,748.45) 11,935.57 300 1.09% 73,560.12 343,723.19 1,335,946.83 (35,775.39) 12,377.55 300 1.10% 74,087.42 349,436.20 1,372,780.61 (36,833.78) 12,835.50 300 1.11% 74,619.26 355,255.78 1,410,705.23 (37,924.61) 13,310.00 300 1.12% 75,155.67 361,184.03 1,449,754.13 (39,048.90) 13,801.66 300 1.13% 75,696.70 367,223.07 1,489,961.81 (40,207.69) 14,311.08 300 1.14% 76,242.39 373,375.09 1,531,363.87 (41,402.06) 14,838.92 300 1.15% 76,792.79 379,642.30 1,573,997.01 (42,633.13) 15,385.82 300 1.16% 77,347.92 386,026.96 1,617,899.07 (43,902.06) 15,952.48 300 1.17% 77,907.85 392,531.40 1,663,109.09 (45,210.02) 16,539.62 300 1.18% 78,472.61 399,157.96 1,709,667.34 (46,558.25) 17,147.96 300 1.19% 79,042.25 405,909.06 1,757,615.35 (47,948.01) 17,778.28 300 1.20% 79,616.82 412,787.15 1,806,995.95 (49,380.61) 18,431.36 300 1.21% 80,196.35 419,794.73 1,857,853.34 (50,857.38) 19,108.02 300 1.22% 80,780.90 426,934.35 1,910,233.07 (52,379.73) 19,809.12 300 1.23% 81,370.52 434,208.63 1,964,182.16 (53,949.09) 20,535.52 300 1.24% 81,965.24 441,620.23 2,019,749.10 (55,566.93) 21,288.16 300 1.25% 82,565.12 449,171.84 2,076,983.88 (57,234.79) 22,067.95 300 1.26% 83,170.20 456,866.26 2,135,938.12 (58,954.23) 22,875.90 300 1.27% 83,780.54 464,706.29 2,196,665.01 (60,726.89) 23,713.00 300 1.28% 84,396.17 472,694.83 2,259,219.45 (62,554.44) 24,580.31 300 1.29% 85,017.16 480,834.81 2,323,658.06 (64,438.61) 25,478.91 300 1.30% 85,643.55 489,129.23 2,390,039.26 (66,381.20) 26,409.93 300 1.31% 86,275.39 497,581.15 2,458,423.30 (68,384.04) 27,374.54 300 1.32% 86,912.74 506,193.70 2,528,872.33 (70,449.03) 28,373.95 300 1.33% 87,555.63 514,970.07 2,601,450.48 (72,578.15) 29,409.40 300 1.34% 88,204.13 523,913.51 2,676,223.90 (74,773.41) 30,482.19 300 1.35% 88,858.28 533,027.33 2,753,260.81 (77,036.91) 31,593.67 300 1.36% 89,518.15 542,314.91 2,832,631.62 (79,370.81) 32,745.22 300 1.37% 90,183.78 551,779.73 2,914,408.95 (81,777.33) 33,938.29 300 1.38% 90,855.22 561,425.29 2,998,667.73 (84,258.77) 35,174.37 300 1.39% 91,532.53 571,255.20 3,085,485.24 (86,817.51) 36,455.01 300 1.40% 92,215.77 581,273.13 3,174,941.22 (89,455.99) 37,781.80 300 1.41% 92,904.99 591,482.82 3,267,117.96 (92,176.73) 39,156.41 300 1.42% 93,600.24 601,888.09 3,362,100.31 (94,982.35) 40,580.55 300 1.43% 94,301.59 612,492.85 3,459,975.84 (97,875.54) 42,056.01 300 1.44% 95,009.09 623,301.06 3,560,834.91 (100,859.07) 43,584.62 300 1.45% 95,722.79 634,316.80 3,664,770.71 (103,935.80) 45,168.30 300 1.46% 96,442.76 645,544.20 3,771,879.42 (107,108.71) 46,809.02 300 1.47% 97,169.05 656,987.50 3,882,260.26 (110,380.84) 48,508.84 300 1.48% 97,901.72 668,651.00 3,996,015.60 (113,755.34) 50,269.88 300 1.49% 98,640.84 680,539.10 4,113,251.06 (117,235.46) 52,094.32 300 1.50% 99,386.46 692,656.31 4,234,075.62 (120,824.56) 53,984.46 300 1.51% 100,138.64 705,007.20 4,358,601.73 (124,526.11) 55,942.65 300 1.52% 100,897.44 717,596.46 4,486,945.40 (128,343.68) 57,971.33 300 1.53% 101,662.94 730,428.85 4,619,226.36 (132,280.95) 60,073.04 300 1.54% 102,435.18 743,509.24 4,755,568.11 (136,341.75) 62,250.39 300 1.55% 103,214.23 756,842.62 4,896,098.11 (140,530.00) 64,506.09 300 1.56% 104,000.16 770,434.04 5,040,947.87 (144,849.76) 66,842.97 300 1.57% 104,793.03 784,288.69 5,190,253.09 (149,305.22) 69,263.93 300 1.58% 105,592.91 798,411.85 5,344,153.78 (153,900.70) 71,771.99 300 1.59% 106,399.85 812,808.92 5,502,794.44 (158,640.66) 74,370.27 300 1.60% 107,213.94 827,485.38 5,666,324.15 (163,529.71) 77,062.01 300 1.61% 108,035.23 842,446.86 5,834,896.75 (168,572.60) 79,850.56 300 1.62% 108,863.79 857,699.09 6,008,670.99 (173,774.24) 82,739.40 300 1.63% 109,699.69 873,247.92 6,187,810.69 (179,139.70) 85,732.12 300 1.64% 110,543.00 889,099.30 6,372,484.90 (184,674.20) 88,832.44 300 1.65% 111,393.79 905,259.33 6,562,868.04 (190,383.15) 92,044.22 300 1.66% 112,252.13 921,734.23 6,759,140.14 (196,272.10) 95,371.47 300 1.67% 113,118.09 938,530.34 6,961,486.95 (202,346.81) 98,818.31 300 1.68% 113,991.75 955,654.13 7,170,100.17 (208,613.22) 102,389.03 300 1.69% 114,873.16 973,112.20 7,385,177.63 (215,077.45) 106,088.08 300 1.70% 115,762.42 990,911.30 7,606,923.46 (221,745.83) 109,920.04 300 1.71% 116,659.58 1,009,058.31 7,835,548.35 (228,624.89) 113,889.70 300 1.72% 117,564.74 1,027,560.25 8,071,269.70 (235,721.36) 118,001.96 300 1.73% 118,477.95 1,046,424.29 8,314,311.90 (243,042.19) 122,261.96 300 1.74% 119,399.30 1,065,657.73 8,564,906.48 (250,594.59) 126,674.97 300 1.75% 120,328.86 1,085,268.05 8,823,292.42 (258,385.94) 131,246.47 300 1.76% 121,266.71 1,105,262.86 9,089,716.33 (266,423.91) 135,982.16 300 1.77% 122,212.93 1,125,649.93 9,364,432.72 (274,716.39) 140,887.89 300 1.78% 123,167.60 1,146,437.21 9,647,704.27 (283,271.55) 145,969.77 300 1.79% 124,130.80 1,167,632.79 9,939,802.05 (292,097.78) 151,234.09 300 1.80% 125,102.61 1,189,244.93 10,241,005.85 (301,203.80) 156,687.39 300 1.81% 126,083.10 1,211,282.06 10,551,604.41 (310,598.56) 162,336.43 300 1.82% 127,072.37 1,233,752.81 10,871,895.73 (320,291.32) 168,188.23 300 1.83% 128,070.48 1,256,665.96 11,202,187.39 (330,291.65) 174,250.02 300 1.84% 129,077.54 1,280,030.47 11,542,796.80 (340,609.42) 180,529.34 300 1.85% 130,093.62 1,303,855.50 11,894,051.60 (351,254.80) 187,033.96 300 1.86% 131,118.81 1,328,150.39 12,256,289.93 (362,238.32) 193,771.94 300 1.87% 132,153.19 1,352,924.68 12,629,860.77 (373,570.84) 200,751.64 300 1.88% 133,196.85 1,378,188.10 13,015,124.34 (385,263.57) 207,981.69 300 1.89% 134,249.88 1,403,950.58 13,412,452.40 (397,328.06) 215,471.05 300 1.90% 135,312.36 1,430,222.25 13,822,228.68 (409,776.28) 223,228.99 300 1.91% 136,384.39 1,457,013.48 14,244,849.24 (422,620.56) 231,265.13 300 1.92% 137,466.06 1,484,334.81 14,680,722.85 (435,873.61) 239,589.40 300 1.93% 138,557.45 1,512,197.04 15,130,271.46 (449,548.60) 248,212.10 300 1.94% 139,658.67 1,540,611.15 15,593,930.55 (463,659.09) 257,143.91 300 1.95% 140,769.80 1,569,588.39 16,072,149.63 (478,219.09) 266,395.88 300 1.96% 141,890.93 1,599,140.22 16,565,392.69 (493,243.06) 275,979.44 300 1.97% 143,022.17 1,629,278.33 17,074,138.61 (508,745.93) 285,906.45 300 1.98% 144,163.60 1,660,014.66 17,598,881.73 (524,743.12) 296,189.18 300 1.99% 145,315.33 1,691,361.42 18,140,132.28 (541,250.55) 306,840.34 300 2.00% 146,477.45 1,723,331.03 18,698,416.92 (558,284.64) 317,873.09
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